Mortgage Assistance Program Organizes Application Assistance in Charlottesville

CHARLOTTESVILLE, Va. (WVIR) — The Virginia Mortgage Relief Program is making it easier for those who qualify to pay off their housing debt and stay in their homes.

VMRP partners with Habitat for Humanity of Greater Charlottesville for homeowners to get the help they need.

The program uses federal funds to help people struggling to cover housing-related costs due to the coronavirus pandemic.

“We created this program to help as many people as possible, and we tried to make the application process as simple and seamless as possible,” said VMRP Program Manager Malika Mickey.

To qualify, you must live in Virginia, be able to prove that you are behind on your bills, and determine that the pandemic is why.

“I just want to make sure everyone knows that this resource is available when they’re going through a tough time financially, and we don’t want anyone to become displaced or potentially lose their home because of COVID-19,” said Stephanie Tennyson of the outreach team.

A pilot program started in July 2021 and opened to all Virginians early this year.

“We’ve helped more than 1,400 households, and that equates to about $12.5 million in payouts,” Mickey said.

If you need the help, please apply.

“It’s a grant that goes straight to your mortgage lender or other outside service provider to pay those last few bills, and we want to make sure people are aware that this money is there,” Tennyson said. “Again, it’s free, there’s no charge.”

If you couldn’t make it to the outreach event on Wednesday, May 25, but still need help, call VMRP at 1-833-OUR-VMRP.

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